Government consolidating credit debit

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Negative information more than seven years old cannot be included in your credit report.

There are several exceptions to this rule - the main one is bankruptcy, which may be reported for up to ten years.

Negative information in your files does not always mean your credit request will be denied.

Creditors review your credit history in different ways.

Employers, insurance agencies, and creditors use your report to get information about you.

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When you begin this process, you set aside funds each month into a separate, insured account.

It offers top-notch customer service and its costs and fees are well in line with industry standards.

Accredited Debt Relief is an affiliate and offers the same programs.

In these plans, you work out a payment agreement with a counselor, and the service distributes your payments.

Other methods of dealing with debt include consolidating debt through loans and bankruptcy.

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